Compare Personal Loans

There are times in life when you wish to make a substantial purchase, such as buying a car, making home improvements, or taking a holiday, and you find the cash is not available. If you can afford to spread the cost and keep up the regular payments, a personal loan may help you to fulfil your aspirations.

Lender
Loan Type
Loan Details
Loan Summary
Zopa A* Personal Loan

Zopa A* Personal Loan

APR Percent
8.3%
Amt. Repayable (T)
£ 18232.2
Amt. Repayable (M)
£ 303.87

Loan Amount
15000
Loan Term
60 Months

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Sainsbury

Sainsbury's Nectar Card Holder Personal Loan

APR Percent
8.2%
Amt. Repayable (T)
£ 30447.6
Amt. Repayable (M)
£ 507.46

Loan Amount
25000
Loan Term
60 Months

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Nationwide Existing Customer Loan

Nationwide Existing Customer Loan

APR Percent
7.2%
Amt. Repayable (T)
£ 11872.8
Amt. Repayable (M)
£ 197.88

Loan Amount
10000
Loan Term
60 Months

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Alliance &  Leicester Personal Loan

Alliance & Leicester Personal Loan

APR Percent
8.4%
Amt. Repayable (T)
£ 24385.2
Amt. Repayable (M)
£ 406.42

Loan Amount
20000
Loan Term
60 Months

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Bank of Scotland Existing Customer Loan

Bank of Scotland Existing Customer Loan

APR Percent
10.9%
Amt. Repayable (T)
£ 32755.2
Amt. Repayable (M)
£ 545.92

Loan Amount
25000
Loan Term
60 Months

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Personal loans can be used for any purchase and repayment can be spread over a short or a long period of time. Loans of this type are generally used for more expensive purchases, as the interest charged is lower than store card or credit card rates.

Personal loans can either be secured or unsecured loans. It is very important to know the difference between the two as the secured loan uses your property to guarantee repayment. If you default on the loan, you could lose your property. An unsecured loan, because of the greater risk of default for the lender, attracts a higher rate of interest. The interest rate and the length of the term are the main issues to consider. There are so many variations, and offers which can change daily, that it becomes an almost impossible task for an individual to find the best deal.

Find the best personal loan tailored to your needs.


Our aim at Money Discount Centre is to guide you to the lender offering the lowest rates of interest over the shortest term. Generally, the longer the term, the lower the interest rate, but of course your total repayment is higher because your repayments last longer. In order for a loan to be granted, certain criteria need to be met and these may vary considerably  between lenders. For unsecured loans the criteria are generally related to age, salary and credit rating. For secured loans you must be a home owner. Although there is a need for lenders to offer competitive rates, remember that the sole purpose of the loan companies is to make money and they make their money from the interest and the charges you pay to them.

Money Discount Centre will guide you through the maze of options, which often appear very similar, to find you the lender whose criteria matches your circumstances, and who offers you the most beneficial personal loan.

 

 

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